Underwriter

What you will do: - Evaluate employer group risk and determine appropriate pricing for level-funded plans - Collaborate with Sales to craft competitive proposals and win business without compromising profitability - Analyze risk factors and make informed, data-driven decisions—balancing risk tolerance with growth goals - Help design and refine underwriting guidelines, processes, and tools as we scale - Partner cross-functionally with Product, Actuarial, and Customer Success to continuously improve the end-to-end experience - Monitor underwriting outcomes and market dynamics to inform ongoing pricing and risk strategies About you: - 3+ years of underwriting experience, ideally with a focus on small groups and/or level-funded products - Strong understanding of health insurance pricing, risk assessment, and underwriting guidelines - Comfortable taking calculated risks to support business goals, especially in a fast-evolving startup environment - Excellent communicator with the ability to explain underwriting decisions to non-technical stakeholders - Highly collaborative and proactive—able to build strong working relationships across Sales, Actuarial, and beyond - Thrives in ambiguity and brings a continuous improvement mindset to their work - Experience working at an insurtech, carrier, or TPA focused on the small group market - Familiarity with underwriting automation tools or systems - Strong data analysis skills (Excel, etc.) Benefits: - Remote company with a fully distributed team – no return-to-office mandates - Flexible vacation policy (and a culture of using it) - Medical, dental, and vision insurance with 100% company-paid employee coverage - 401(k) with company match, FSA, and HSA plans - Paid parental leave - Short and long-term disability, as well as life insurance - Competitive stock options are offered to all employees - Transparent compensation & formal career development programs - Paid one-month sabbatical after 5 years - Stipends for setting up your home office and an ongoing learning budget - Direct positive impact on members’ lives – wait until you see the positive feedback members share every day - $85,000 - $115,000 a year - Our cash compensation amount for this role is targeted at $85,000-115,000 base + equity per year for all US-based remote locations. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.